6 Ways Gen-Z is Changing The Way People Shop

Photo by Erik Mclean on Unsplash

If you’re like most people, you probably think that all of the Gen-Zers are still in middle school or high school and their purchasing power isn’t anything to worry about just yet. It turns out, however, that Gen-Zers are having a profound effect on how people shop, regardless of whether they are teenagers or in their early 20s. This can be easily noted by checking any Gen-Z shopping statistics. And given that Gen-Z has been called the “me, me, me” generation, it’s not surprising that these young adults have drastically different shopping habits than their predecessors.

6 Ways Gen-Z is Changing the Way People Show

1) Shopping Online

About 23% of Gen Z consumers prefer to shop online versus in stores, whereas only 15% of millennials said they preferred to shop online. Gen Zers are likely to have grown up with smartphones and have been using them from a young age. They’re also heavy users of social media and have become used to purchasing items on their phones. As a result, they’re more comfortable buying online than millennials are. In fact, 64% of Gen Z shoppers say that shopping online is easier than going to a store. This can be attributed to an overall increase in digital savvy among younger generations; as people get older, they become less comfortable with technology. So while it might seem like millennials are ahead when it comes to tech use—for example, about 45% use voice search daily compared to about 20% of baby boomers—it’s important not to underestimate how quickly younger generations can adapt and learn new technologies.

2) Social Media

This age group was born into a world of social media and their preferences reflect that. Certain surveys have shown that 90% of Generation Z respondents would be more likely to make a purchase from a company whose product they saw on Instagram. Additionally, 76% said they would not even consider buying an item without looking at its reviews first. In order to appeal to Gen Z shoppers, companies will need to put content out there in relevant places like Facebook, Twitter and Pinterest—not just Instagram. It’s also important for brands to include visuals in their social media campaigns as these days Gen Z shoppers are accustomed to looking at pictures before making a decision about whether or not they want something. Moreover, Gen-Z is now even buying directly from social media, leading to the rise of social commerce.

4) Influencers

In a recent survey, 96% of Gen Z respondents said they would consider buying products or services if an influencer recommended them. That’s why it’s more important than ever to find young, influential people who can promote your brand and help you reach Gen Z shoppers. Knowing what motivates young shoppers will help you make better partnerships with influencers and create more effective marketing campaigns for your business. For example, 73% of Gen Zers say that quality content is one of their top considerations when deciding whether to purchase something online. A good way to appeal to these shoppers might be providing high-quality content on your website or social media pages that helps customers learn about your products and services before making a purchase decision.

5) Brands & Advertising

Though there are many different ways brands are connecting with Gen Z, one thing is clear: they’re trying to connect with them in a way that feels genuine. Instead of saturating their feeds with products or advertisements, brands like Nestle Purina Petcare and Sizzle have created engaging content that appeals to these consumers – whether it’s about making people laugh, challenging them to learn more about something new, or even just providing entertainment without an ulterior motive. The bottom line? It’s not enough for brands to simply post what they want anymore; if you want to be successful, you need to create real connections.

6) Retail Stores

This generation has been raised in a world of technology and instant gratification. We are accustomed to online shopping where we can order something in minutes and get it delivered just as fast. Traditional brick and mortar stores will have to adapt or they will lose out on revenue. 


The Best Drinks To Have With Your Meal – How To Pick The Right Drink?

You may be already aware of the fact that a shortage of fluid can lead to dehydration in your body. People who do not consume enough liquid in a day are likely to experience poor skin conditions, joint pain, loss of concentration, and headaches. Doctors advise drinking almost 2 liters of fluid a day; the quantity can be more when you spend time on exercises or live in very hot weather. 

Soft drinks are one of the best choices to maintain the routine liquid requirement of the body. As we often get bored drinking plain water, the unique flavors of soft drinks can help to achieve the daily targets with ease. The best part is that you can easily find many sugar-free, low-calorie soft drink recipes to maintain your overall health. 

For most people, one of the biggest concerns is to find the best pairing of drinks with the meal. As doctors often alert people to avoid wrong combinations of drink and meal; it is a matter of debate for health-conscious people. Well, if you go ahead with a thoughtful pairing of drinks and meals, it can enhance the flavor of your meals. Moreover, your guests will definitely appreciate your creativity to present a healthy and delicious solution at the dinner table.

Tips to pick the right drink with your meals: 

Before we talk about the best drinks that you can pair with meals, let us first go through some tips from experts to choose the right drink with meals:

Tip 1: Contrast and complement

The first thing that demands your attention is the contrast and complement of the meal and drink. When we talk about contrast, it means choosing a drink that possesses the same characteristics as that of the flavor of the food being served. Although too much contrast can overpower one element over another; it is good to maintain a little bit of contrast to make everything appear good on the tongue. The widely used method for this selection is mirroring where we choose a drink that maintains continuity with food so that they both can shine together. For instance, you would love to have smoky flavored meat with a woody and smoky flavored spirit. 

Tip 2: Strength and acidity

As per the medical health experts, acidity and strength are two important factors that must be taken care of while pairing drinks and food. In ideal conditions, the acid level in drinks and meals must be comparable. None of these should overpower others. Acidity is capable enough to contrast food richness. For instance, a few drops of lemon can help you digest a plate of delicious fried shrimp. Similarly, you should look after the strength of the drink and meal to ensure a balancing effect on the body. This is why experts warn people from drinking harsh cold drinks with food.

Tip 3: Consider body

When you are planning to pair beverages with a meal, it is important to care for the flavor as well as mouthfeel. Note that apple juice leads to a completely different impact than tomato juice, which further has a different body than seltzer. When you are looking for a good dinner, full-bodied drinks must be kept for the end. Although the flavor and pairing preferences are completely personal, it is important to ensure that they both share a good relationship because it will have a direct effect on your body. 

Now you have gone through the essential tips to select the best meal-drink pairing, it is the right time to talk about the best beverage choices that you can enjoy at the dinner table.

Best Drinks to Have with your Meal:

When you are looking for some attractive ideas to create the best meal-drink pairing, the list below may help you better. Here we have provided some alcohol-free, healthy and delicious beverage options to help you create perfect vibes in the upcoming get-together:

  • Fruit coolers

When you are looking for something refreshing and simple for the first party of the summer season, the raspberry and goji berry cooler can serve your needs better. It contains the perfect mixture of goji berries, raspberries along with the sharp tangy flavor of ginger and a little pinch of sweet honey. You can also create a citrus peach cooler as per your choice by mixing some seasonal fruits like clementines, pomelo, grapefruit, and oranges. 

  • Elderflower cordial

Why not create a simple blend of elderflower cordial with fresh mint, apple juice, and soda at home. You can even mix different types of soda in this beverage to create unique flavors. Other than this, people also like some seasonal cordial flavors such as raspberry cordial, rosehip cordial, blackcurrant cordial, and rhubarb cordial. The homemade cordial can be a perfect choice for your family dinner. 

  • Iced tea

It is possible to add amazing versatility to tea; that is why it is a timeless and most admired solution for all parties. Here we are going to talk about iced tea which is the coolest choice to beat the summer heat. You can prepare this tea with a subtle mixture of mint, lemons, and oranges. Many people even experiment with the flavor with some other seasonal fruits. You can also think of preparing peach iced tea, vanilla iced tea, golden pineapple tea, or mango iced tea at home. 

  • Smoothies

When you are willing to improve your vitamin intake, it is the right time to prepare a fruit-based smoothie. You can check the recipes from some expert chefs online to prepare a healthy smoothie with ingredients that are already available at your home. Don’t forget to add the unique flavoring of spice and peanut butter into it. If you have virtuous preferences, try to add some vegetables such as kale to achieve the desired taste. You may also love the delicious flavors of pineapple juice, creamy avocado, and lime with a meal.

Now you have gone through some trusted tricks and techniques to pair up beverages with a meal, without even causing harm to your body. It is the right time to throw a party at home and impress the guests with your creative flavoring ideas. 


Interest In Understanding The US ESTA System Surges Again

Photo by Dariusz Sankowski on Unsplash

The rise and ongoing advancement and enhancement of digitalisation has resulted in a modern world that is far more intrinsically focused on the innovations and convenience and efficiency and made possible through rapid digitalisation in all of its forms. In what seems like no time at all we have seen a global shift in the way that we approach and understand digitalisation and technological implementation as well as a shift in the way that we are willing to compromise and work on motivations for understanding and powering forward a better future.

In the last few years, we have found ourselves in a position where for the most part we have had to come to a screeching halt in terms of the way that we have navigated it and how we our lives for quite some time now. Finally, it seems that the ship is beginning to write and what we are seeing is that we’re shifting into a whole new era where innovation is more important than ever before and where inclination towards living a more meaningful and sustainable life is allowing us to become bolder and smarter in every aspect of our lives. Including of course travel.

The buzz surrounding international travel ignites once again

There is quite a lot of buzz surrounding the steady revival of the travel industry. Around the world, there has been a distinct focus on how to bring back travel in a way that was meaningful and sustainable as well as one that shifted into a healthier and more positive direction following a significant pause in the industry for the last two years. Now, the buzz surrounding international travelers is igniting once again and individuals are finding themselves empowered and inspired to explore more of the world than I have been able to in quite some time.

Interest in understanding the US ESTA system surges again

In so many different parts of the world, there are different structures and requirements associated with  entry and exit into different countries. And one of the biggest places that is at the top of people’s list to see until experience for themselves is the United States. Today, interest in understanding the United States travel culture as well as the ESTA system is surging once again.  And now that international travel is finally back on the cards for the world, the interest on investment in pursuing the ESTA process is bigger than it has been in quite some time.

Why this is expected to be just the tip of the iceberg

While there is quite a lot of attention to detail and overall emphasis surrounding the ESTA process, there is even more interested investment in consistently working towards further understanding it for the future. this is an inclination towards representing an understanding of motivations and ideologies as well as figuring out how to be able to make the most of the process in the healthiest way possible. To learn more about the shifting ideologies surrounding not just the US ESTA process but travel requirements in general, you can reach out to industry professionals or simply check here to learn more in real time.


Fun Part Time Jobs That Doesn’t Feel Like Working

Being able to make money out of something that you enjoy doing is definitely an option you should explore if you’re trying to have a side income. Jobs don’t always have to be taxing or mentally challenging. The character of “Joker” in The Dark Knight said, “If you are good at something, never do it for free” and that is a statement worth living by. If you have a hobby or skill that you enjoy and do a lot, you may be able to turn it into a side gig and have a second source of income. 

Here are some part time jobs that come with flexible schedules and a dash of fun:

Pet-boarding or dog-walking

This is a great option for animal lovers and especially if you live in a neighborhood that has dogs. You’re probably already well acquainted with the neighborhood dogs, so you can start by offering your services to the ones you are most comfortable with. As you gain confidence and a reputation for being a good dog-sitter, you can expand and turn it into a part time job! Pet sitters can earn a decent wage. Of course it takes some work to make sure the dogs are fed, watered, and exercised, but if you already love spending time with dogs, it shouldn’t be too tedious of a job for you. If you are looking to get a dog for yourself eventually, this is a great way to test the waters and see what taking care of a pet is really like. Additionally, studies have shown that people with pets, especially dogs, live longer and have higher levels of serotonin!

Explore your city by becoming a rideshare driver

If, like me, you love driving, this is the perfect job for you. I sometimes find myself driving around town with the windows down, listening to some music, and really enjoying myself! If this sounds like you, sign up with rideshare apps like Uber or Lyft. Since you can set your own schedule, you can even make some extra cash going to and from your regular day job. The job comes with small requirements like owning your own vehicle and having a good driving record, but outside of those needs, the companies don’t require much more. As a rideshare driver, you get to meet lots of new people. This could sound a bit off-putting to some of you out there – after all, sometimes we need a good drive in order to collect some alone time. If that’s the case, you’re still in luck. These platforms, along with many others, offer jobs for deliveries that you can sign up for which can incorporate driving, alone time, and some extra cash. 

Are you a social media aficionado? You might want to become a social media manager

In a world where everyone is on social media, making regular posts is necessary in order to stay on top of the game. More and more companies are using social media platforms such as Instagram, TikTok, Twitter, etc., to market their products and services. This is a fun and important job that requires someone youthful to be in charge of it. Making daily content and posts can be entertaining if you’re already good at it and you can actually make a career out of it eventually! Startups are always looking for people to work part time as social media coordinators. Having this job on the side can enhance your networking skills as well. And, you can work as an independent contractor which gives you the liberty to set your own schedule and work from the comfort of your home most of the time. 

Good at art? There’s a lot to explore in this area.

If you’re good at painting, you can offer your skills to new homeowners or new parents who are looking to paint a room or wall with specific designs. If you’re good at nail art, you can apply to local nail salons and become a nail technician. Not only do you create cool designs, you also get tipped really well by customers. Speaking from experience, once a customer starts getting their nails done professionally. It is hard to stop. You’ll notice that you have some regular customers eventually. Part time art jobs offer a variety of spaces where you can find your standing. And if you cannot find an establishment that includes your skills, you can always start your own business. You can sell paintings, wall hangings, henna services, icing skills for graphic cakes, and so much more!

Having multiple sources of income is highly beneficial especially if you’re young and have just started out with your career. Sometimes it can be difficult and time-consuming to find a career that you truly enjoy, so until you find your dream job, monetizing your hobby or interests is always a good idea. Aside from the above-mentioned skills and hobbies, you can also benefit from partnering with other platforms to publicize your talent. If you’re a good singer, you can post Youtube videos of your songs or upload them on Spotify and/or SoundHound. If you like making dance videos, TikTok is a fantastic way to grow your following as a dancer which will lead to partnerships and other benefits that can eventually lead to an earning. So, don’t let your skills and talent stay hidden, explore your options and find what the best way to earn a side income for you is. Below is a poll for people who were asked why they have a “side hustle” and contrary to popular belief – which is “to make ends meet” – more people voted that they prefer to have a side hustle. Why? Because it is a great way to put your skills, hobbies, passions and extra time to good use by having fun!

However, if you are looking for part time jobs within an establishment, Gigzio gives you some great choices, because they are located near you and you can filter out the jobs that don’t interest you. 


6 Understated but Classy Ideas for Your Engagement


Proposing is a big moment in both of your lives, and there are a million films and friends out there to show you how it could be done. But what if your partner is more of an understated, classy type of person? Here’s how to get engaged in a way that suits your personalities.

Huge romantic gestures with hundreds of onlookers might be what some people want, but to other people, this would be their worst nightmare. Bigger isn’t always necessarily better, and knowing your partner and respecting their personality is the first rule to giving them an engagement they will love. And remember that even if you are the all-out grand gesture type of person – but your partner isn’t – this is not your moment. It’s the moment you want to give to them.

While knowing your partner is the first step towards getting engaged in the style they will want, you’ll need to do a lot more planning to arrange something that will tick all their boxes. Here are some ideas to help get you started. 

1. Under The Stars

If an understated but perfectly romantic engagement is the aim, then plan an engagement in the great outdoors. This way you won’t risk being in a restaurant or venue full of curious onlookers, and you can have the moment to yourselves. Just because your partner probably doesn’t want dozens of people watching doesn’t mean you can’t draft in some help. Hiring a chef and waiter to cook and serve you a meal from an Airstream trailer somewhere underneath the stars could be the perfect understated surprise.

2. Get A Custom Ring

Something your partner will really appreciate when you propose to them is if you have got a custom ring made for them. Custom engagement rings mean your very own personalities are infused into the design, and you can have an input into everything from the exact diamond you buy, to the intricate design of the ring itself. Adding a personalized inscription is a final touch that many people truly appreciate. 

3. Organize A Perfect Day

If you’re planning to propose to your loved one in the evening, you could plan their idea of the perfect day beforehand. This doesn’t mean doing all the action sports they have ever wanted to do, but instead all the things you know you both really enjoy doing as a couple. Grab some ingredients from the farmer’s market and cook a lazy brunch together, go for a long walk in scenery you love, and sit outside with a glass of wine before you get ready to go out in the evening. Put your own stamp on it and make it your perfect day. When you look back on the day as a couple, your loved one will realize how much thought you put into making it just right.

4. Do It In A Book

If your partner loves to read real books, this can be a perfectly understated tool to use to help you propose. Replace the bookmark with your own bespoke bookmark with a handwritten note on it. It could say ‘marry me?’ or it could be a message inviting her to come and join you outdoors for a moment. If you’re waiting with the champagne and a ring box, it will be a wonderful surprise at a usually very normal part of the day. You could apply this concept to anything if your other half is not into books. For example, you could put a note by the coffee machine in the morning to create a similar scene.

5. Book A Manicure

One very simple way to prepare your loved one for an engagement is to book them a surprise manicure during the day. If you don’t want them to catch on that you might be popping the question later, say you won it as a prize in a raffle at work! Then when you propose later, perfect nails will be in place for the first photos of the engagement ring. It’s a small detail that the classier type of person will really enjoy.

6. Get Up High

While a hot air balloon proposal might be a bit overblown for your loved one, and popping the question at the top of a popular skyscraper might be too public, it is still possible to propose at a height. People tend to get a soaring feeling of freedom and happiness when they are higher than usual, making it a great option for proposing. Simply find an alternative spot that offers a little more privacy. For example, proposing on a Ferris wheel at a fairground in the middle of the day when not many people are around is a totally unexpected way for it to happen. You’ll enjoy your own private moment and the views, yet when you get off at the end of the ride, you’ll hopefully be an engaged couple.


How to Choose The Best Mobile App Development Company in 2021 (7 tips)?

Not much has changed in 2021 when it comes to choosing mobile app development companies.

Except only for the headache, which has just grown over a couple of thousand times.. (1)

(with many new app development companies coming into reality). 😉

That’s right!

The little virus has pushed for many start-ups, and there seems to be no dearth of mobile app development companies in 2021— which only toughens your task.

But let’s make everything brief for you.

If you’re going to pick one of the companies for you— they should have:

  • brilliant developing minds who can take on your projects, head on
  • collaborative skills and ability to give input during the development phase
  • problem-solving and improvisation skills for your business
  • enough experience to deal with the latest technology stack

Besides this, you can look for these qualities in top mobile app development companies:

  • broader perspective
  • fantastic analytical skills
  • excellent UI/UX skills

And they should also have fulfilling factors such as:

  • reputation
  • loyalty
  • hard work
  • trust

Now that you know a few essential qualities…

H2 Let’s choose the best mobile app development companies for your business in 2021

So here we hop on the tips (in no particular order)

H3 Tip #1 Start with crazy searches

You’re the think tank of your business.

There’s literally no one who knows your business more than you.

So it’s justifiable that you start with the best research from your end.

You role-play as Google.

You crawl around the internet to look for the ideal profile that suits your needs.

You get yourself the most relevant results.

Don’t worry! It’s not that tough.

You can find the concise list through

  • social media
  • references
  • search engines

H4 Things you want to consider to make the list

  • The geographic location
  • The brand recognition
  • The pricing structure
  • Customer reviews and feedback
  • Social presence
  • Cost variability based on location

H3 Tip #2 Dive deeper into their portfolios

We’re assuming you’ve searched for the targeted companies.

Now fasten your belt to separate the wheat from the chaff!

All you need to do is to hunt for the best portfolio.

How does it help?

Well, portfolio gives you insight on:

  • Their technical expertise
  • Business domain
  • Project theme
  • Previous projects
  • Client testimonials

H4 Things you’d want to ask yourself:

  • Does their mobile app development portfolio fit your vibe?
  • Do you like their app designing style?

H4 Things you’d want to ask them:

  • What’s their app build process?
  • Do they have experience on similar projects in the past?
  • Can they have words with their past clients?
  • Do they maintain the app after it’s completed?
  • Do they give a round of edits or revisions when needed?
  • Will you have hands over the original files?

H3 Tip #3 Look for happy clients

No one answers your mobile app development queries better than happy (and, of course, some sad clients).

Not a huge secret, but they’ve been in your place once.

They know if the company stood by their words.

So you can ask for client contact directly with soft requests like…

“Hey, we really liked your portfolio and it would be great to partner with you. But do you mind passing some of the contacts to affirm our stand?”

You’re basically looking into the existing projects and technologies of your selected company.

H4 Why client testimonial is important

  • Clients naturally trust each other
  • They’re more trustable than marketing collateral
  • They add more weight to the decision making
  • You’ve everything right in front of your eyes

H3 Tip #4 Test their apps

There’s not much difference between a car and an app.

You would definitely go for a test drive before getting yourself a car.

Won’t you?

You have to do pretty much the same with mobile apps.

Ask them to “test drive” their past apps.

Should you need more clarity on mobile apps— you can deploy the app to your end-users too.

How would that help?

  • It’s like a usability test even before spending your money on a personal app.
  • You get a lot of helpful insight for the upcoming app.
  • You can spend a couple of days sorting out the do’s and don’ts for your website.

H3 Tip #5 Check out their transparency policy

Another essential aspect that you need to clarify with the company:

  • Product development cycle
  • Transparency policy

Product development cycle will:

  • guide your business as it moves ahead from one stage to another
  • outline the stages the app will pass

Transparency policy will clear if the mobile app development company

  • is serious with the feedback loop,
  • takes prompt actions for error,
  • changes the requests

It would be great if you also went with the company that’s willing to go with the agile methodology of project management. (2)

Agile methodology

  • keeps all the information at different stages of the development in check
  • helps faster development
  • promotes transparent communication

Your selected pick should have a transparent communication system so that the project never runs out of your sight.

Get into a daily or weekly status report to keep yourself updated about the work done.

H3 Tip #6 See if they meet your budget

Now we are talking business!

The most crucial factor for choosing mobile app development companies would be the budget.

You’re looking for the company that fixes the budget puzzle.

Go a bit flexible if:

  • there’s a sense of complexity in your project
  • the overall period is uncertain

You also have to keep several factors in mind that can affect the budget of your project:

  • Who’s going to handle your project— a freelancer or company?
  • What’s your pick— hybrid or native app?
  • What platform do you need the app for— iOS or android?
  • What’re the functionalities you’re rooting for in your app?
  • What’s the level of app security?
  • Where is development happening, geographically?

If you already own a mobile application— a credible company would give an honest recommendation on whether

  • you need a new application
  • Or a bit of tweak can fix your problems

Even if they want to have a new application developed for you, ask them three good reasons why they can’t fix the old app!

Let there be a flow of organic trust with your development company.

H3 Tip #7 Don’t settle on bad or mediocre maintenance

Since apps need constant updates and bug fixes, chances are high you’re never settling for bad or mediocre maintenance companies.

You can either:

  • Choose a company with short-maintenance commitment (for a few days or months after the app deployment)
  • Or you can sign a long term agreement for support

Depending on how early you want issues to be solved— you can have clarity about it.

So you’d like to partner with a web development company interested in your overall business more than just creating the app.

It’s the company’s interest in your business that shall guide the mobile app development with ease.

H2 The conclusive argument

Picking the perfect mobile app development companies is not rocket science.

But if you walk over these easy tips, things may get a little dicey for you.

Since you’re investing a lot of money and time, there’s no reason why you wouldn’t want to make an informed decision.



Author Bio: Brijesh Jakharia

Brijesh Jakharia co-founded SPINX Digital in 2005 and takes great pride in crafting web and mobile marketing solutions for mid-market businesses to enterprises. Marketing is his passion and the thrill to build a brand from the ground up has helped him craft successful brand stories for world-class clients. While not at work, he loves to spend his time on research and reading digital content stories.


Top Cryptocurrency Trends in 2022-2025

The world of cryptocurrencies peaked last year. The total market cap of digital currencies is now over $1.6 trillion. And it is estimated that there are over 300 million crypto users around the world.

In this new report, we share the biggest trends in the crypto space right now (2022). And will probably continue in 2025 and beyond.

Institution Adopting Cryptocurrency Ecosystem

Nowhere is this more evident than in the money management industry.

By the end of 2020, $15 billion of corporate assets had been allocated to the cryptographic asset class under management. This is compared to $2 billion at the end of 2019.

Additionally, the Grayscale Bitcoin Trust (the way many institutions may be exposed to bitcoin) saw a 900% increase in assets in 2020. While this figure is still small compared to the wealth management industry in general, regulatory clarity could strengthen this figure in the future.

Until then, companies like MassMutual will help expedite the transfer. Crucial financial guardians make it easy for consumers to trade cryptocurrencies. Paypal and its subsidiary, Venmo, made crypto trading possible on their platform last year.

Data from PayPal shows that users who bought cryptocurrency with the Paypal app saw twice as many logins as before Paypal allowed these transactions. Additionally, the Chicago Mercantile Exchange (CME) introduced micro-Ethereum futures contracts in December 2021. CoinDesk also notes that the number of “Bitcoin Whales” (1,000+ Bitcoin addresses) has been growing rapidly since late 2020. 

More Use Cases Of Defi Power

In the last year, nothing more than the advent of DeFi (Decentralized Finance) applications has attracted the attention of the digital currency community. This concept basically encompasses traditional financial transactions that take place on the blockchain. These transactions are generally possible using smart contracts. And unlike traditional payments and transfers, you don’t need a financial intermediary. DeFi transactions generally range from traditional lending to derivatives generation. 

And the growth of the DeFi space is just beginning. DeFi Pulse reports that Total Value Locked (TVL), which measures the total value of cryptocurrencies covered by DeFi smart contracts, has risen from $2 billion to $15 billion in 2020.

And 2021 brought unprecedented growth. Since its launch last year, TVL has more than doubled to nearly $100 billion. One of the most popular DeFi applications these days is yield farming. Yield farming involves lending crypto assets to other platforms for interest or new cryptocurrencies. At first glance, income farming is very similar to digital banking.

Users deposit their crypto assets in a pool of funds and earn interest on those assets. Depositors are often deploying new crypto platforms. And in exchange for the liquidity they provide, they receive new crypto assets. In a low-interest-rate environment, yield farming platforms are gaining attention due to the high-interest rates they can offer to depositors.

NFTs Tokenize Everything

One of the most exciting advances in cryptography is the advent of irreplaceable tokens (NFT). These codes essentially represent a digital claim to something unique or an asset. The things they represent can be digital or physical. Token coins are not necessarily used to express complaints to all properties or physical things. You can be exchanged and can be divided into small pieces.

On the other hand, we represent the needs of things, such as domain names, physical or digital graphics, collector components, and video games. Generally, it was built-in ETH blocks, and most NFTs saw an intelligent agreement explaining digital or physical products representing.

And most of them are not divided into a finger token (even if they change). The segmentation of this market makes it difficult to estimate its overall size. However, you can get a general idea by looking at the individual NFT platforms. By some estimates, NFT sales in October 2021 are around $15 million.

However, this number could increase as the market capitalization of the Ethereum NFT sector increases from $3 million in January to $33 million.


This concludes our list of top crypto trends to watch right now. The cryptocurrency market has been almost completely unpredictable in recent years. Not only through new innovations (such as NFTs). But also due to the general volatility of the market with regular coins (such as Polkadot and Litecoin) and many altcoins (such as Dogecoin). It is certain that innovation will continue in this area.


Vehicle Shipping Advice For College Students

Image by Anastasia Gepp from Pixabay.

Worldwide, the car has allowed easier access to remote places. In fact, average journey times to regularly visited places have increased in large cities, as a result of widespread car adoptions. This is due to the increase in distance between home and work brought about by urban development and high standards of daily activities. 

When it comes to having a vehicle as a college student, there are several advantages to how it can positively affect the productivity and lifestyle of a student. 

First and foremost is the flexibility and freedom a car affords. Having a car in college can lead to some really fun times. Cross-country road trips in the summer, getaway weekends, and nights out on the town are all easier for students who bring a car to campus.

You’ll no longer be dependent on other drivers when you’re making plans.  And, of course, your commute to campus is likely to be a bit shorter; so hitting the snooze button a few times won’t ruin your morning.

Owning a car in college can help you make and save money. Since you can commute a little further, you’ll be able to consider a wider selection of off-campus jobs. And with all that carrying capacity, you can tackle a week’s worth of grocery shopping in a single day.

Hence, this article is set to give you basic tips and advice about how to ship a car from its destination to your campus easily and affordably – without stress! 

1. Don’t waste your time driving

Driving might be fun sometimes but when It comes to driving for a very long distance It is advisable to play it safe.

Driving your car from your home is advisable if your home is closer to your school. However, if your school is in another state or country, driving your car over is a lot of work and puts a lot of wear on your car. Hence, shipping your car saves you a lot of time and keeps your car in working condition.

2. Plan your shipment 

Your shipment process will be a success only if you plan ahead. If you’re shipping your car, plan the arrival date appropriately.

The time it takes to deliver a car depends largely on the distance the driver needs to travel. So, it’s best to ship your car to your school a few days early – but not too early since you must be at school to pick it up.

Don’t forget to contact the college about registering your vehicle for school parking! In most cases, they don’t need to see the vehicle – by knowing your VIN and ownership information, you may even be able to get this set up ahead of time.

3. Choose a shipping method that fit your budget 

As a student planning to ship your vehicle from point A to B, it’s important to know the different types of shipping options that are available in order to decide the cost-effective one that suits your budget. 

Below is the list of shipping methods available you can decide to choose anyone that goes well with your budget.

  • Door-to-door shipping or terminal-to-terminal: This service offers you convenience by having the driver come directly to your location, as long as conditions permit. If the driver cannot meet you at your door, then he will meet you at the closest retail parking lot.

However, the terminal-to-terminal option means you’ll have to drive your car to the auto transporter’s terminal and pick it up at the terminal in your new location too. Of course, this is cheaper than the door-to-door service. 

  • Open carrier transport:  This is one of the most budget-friendly options for shipping your car. It’s the most common transport option and also the most affordable. Several vehicles are transported at once, in an open truck – hence the reduced price.

In fact, with this option, it’s easy for college students to get car shipping carriers that offer cheap car shipping services, reliable logistics, and timely delivery. 

  • Enclosed auto transport: The enclosed shipping option is more expensive because the car receives a higher level of protection. The vehicle is not exposed to weather, environmental elements, or road hazards. In addition, a hydraulic lift system may be utilized to load and unload the car. Owners of luxury, classic and exotic vehicles tend to choose this service. However, this option is available to any customer regardless of the type of car you own.


You want to take care of your car because it has to last you the next four years. Driving a long distance to school adds mileage to your vehicle. This means that it puts unnecessary wear and tear on your vehicle. Not many college kids have brand new cars, so keeping down the mileage is key. If your school is far from home, or you’re planning a relocation, it’s highly advisable to employ the service of an auto transporter to keep your vehicle safe and healthy. 

Thanks for reading…


Complying With HIPAA In The World Of Education

Photo by Hush Naidoo Jade Photography on Unsplash

When it comes to healthcare, it’s important as a student or parent to understand your right to privacy. 

While the Health Insurance Portability and Accountability Act (HIPAA) does not directly apply to educational institutions, there is a level of security that is covered by the Family Educational Rights and Privacy Act (FERPA).

We’ll take a look at the difference between the two acts along with how your family is protected when it comes to HIPAA-compliant data sharing in education.

What Is HIPAA?

HIPAA was originally put into law in 1996. However, there were several changes made over the next two decades. Due to advances in technology, a new amendment was made which covered the transferring of digital medical records, financial data, and personal information.

Hospitals, health care providers, clearinghouses, and business associates must adhere to HIPAA policies. However, schools are not required to follow these guidelines unless they specifically have a healthcare provider who conducts transactions digitally.

For example, if an outsourced physician comes to the school to provide vaccinations but is not technically employed by the school, they’d need to adhere as a healthcare professional by the laws of HIPAA.

Typical nurses or psychologists will conduct matters in-house and do not end up making any transactions of data digitally, hence why the rules don’t apply. That doesn’t mean your information isn’t protected, though. 

Overall, HIPAA compliance in education can be tricky as the language is rather vague for who it covers, as well as what constitutes a violation.


FERPA is a federal law that provides every parent the right to access their children’s educational records and covers who is allowed to access these records, along with other personally identifying data.

Parents and eligible students who aren’t minors must provide written consent if any educational or medical data is to be disclosed.

In terms of a student’s medical information, all medical and healthcare records stored by the educational institution are protected under FERPA. However, this is only if the healthcare information is listed under “educational records.” This act applies to any institutions that receive direct funding from the Department of Education.

Because private schools don’t receive this type of funding, students aren’t typically covered by FERPA. However, this means they may be covered by HIPAA if they conduct any electronic transfers. And again, each state has its own set of laws on top of HIPAA and FERPA which all educational intuitions are required to abide by.

For instance, the higher education institution of Oregon State University receives government funding as it is a public institution. The state has additional laws which prohibit the release of any medical or personal information without having proper consent from the student.

Concerns With Security

With many professionals having worked from home over the last two years, there were several concerns about the lack of security measures being taken by education professionals.

Unsecure wifi connections, for example, led to ample security breaches, primarily in higher education. Now, education is focusing more of their attention and allocating more funds towards their IT departments.

How To Maintain HIPAA Or FERPA Compliance

All educational facilities have some type of privacy standard based on federal or state law. There are several action steps they can take for an institution to be compliant.

First, it’s important to work with a data storage company that provides proper data security for all personal identifying information, regardless of whether the details are stored or transferred. A safe platform will restrict who has access to what information, as well as perform regular audits.

As an institution, it’s their responsibility to provide regular training and education for either HIPAA or FERPA compliance.


Strategies In Online Betting

Onlіnе gambling іѕ with hіghlу рrеѕеnt іn daily lіfе of реорlе whоѕе wоrk is connected with Internet. It’s better fоr a реrѕоn to bеt оn thеіr favorite tеаmѕ online uѕіng thе situs judi bola as thеу аrе mоrе trusted agen ѕbоbеt terpercaya thаn tо gо to bооkіе kіоѕk. Overall, thеrе аrе several іmроrtаnt points tо bе your bеttіng strategy winning. Wе wіll start with thе choice оf rіght bооkmаkеr оr better still agen judi bоlа. At thе mоmеnt, thеrе are mаnу оnlіnе bookies аnd lіnk sbobet, lаrgеlу increased competition аlѕо іnсrеаѕе the ԛuаlіtу оf thе ѕеrvісе. Bеfоrе уоu choose уоurѕ, уоu have to mаkе a short survey. Explore fоrumѕ, соmmеntѕ, and reviews, hоw long the аgеn bоlа terpercaya bookie іѕ аt the market. Certainly, the mоѕt аррrорrіаtе орtіоn іѕ tо select thе bооkmаkеr whо іѕ a lоng tіmе on the mаrkеt and аlrеаdу established good rерutаtіоn.

Onсе уоu hаvе сhоѕеn fасіlіtаtоr fоr уоur bets, уоu hаvе tо determine thе budgеt fоr online bеttіng. Never bet more thаn you саn afford tо lose, so уоu will avoid unрlеаѕаnt mоmеntѕ of bеttіng. Plау wіth a рrеdеtеrmіnеd аmоunt. Onсе уоu hаvе dеfіnеd thе bookie аnd your bаnk, іt came thе mоѕt іmроrtаnt ԛuеѕtіоn.

Whо tо bet tо?

Of соurѕе the еxреrtѕ rесоmmеnd ѕеlесtіng the sport in which уоu hаvе ѕоmе іdеа. If you do nоt knоw thе rules of Amеrісаn football, іt is better nоt to bеt on thіѕ ѕроrt. Ultіmаtеlу, the question rеmаіnѕ: team A оr tеаm B. Here comes thе tіmе fоr ѕо-саllеd sites fоr рrеdісtіоn. In the Intеrnеt there аrе hundrеdѕ, even thousands of ѕіmіlаr ѕіtеѕ. But how tо сhооѕе thе most аррrорrіаtе wеbѕіtе? Of соurѕе many оf these sites аrе fіllеd wіth fаlѕе аnd misleading іnfоrmаtіоn. Thе еаѕіеѕt example оf еxроѕurе for ѕuсh ѕіtеѕ іѕ thе high рrісеѕ аt which thеу sell thеіr predictions.

I recently еnсоuntеrеd a wеbѕіtе whісh оffеrѕ “Gоld рrісе” fоrесаѕt аt $ 399. Lеt mе thіnk. Oddѕ whісh were offered аt the wеbѕіtе wеrе 1.95. Tо wіn, hоwеvеr аnуthіng аftеr we раіd fоr this fоrесаѕt, we muѕt bеt over 390 dоllаrѕ. Undеr thіѕ соndіtіоn, if the fоrесаѕt іѕ соrrесt wе wіll wіn $ 1 after we dеduсt expenses. But іf this forecast whісh іѕ рrоvіdеd іѕ wrong, we will lоѕе about $ 800. Of course the risk is tоо hugе іn view of роѕѕіblе рrоfіt.

Thе ѕесоnd роіnt that mау know thеѕе frаudulеnt ѕіtеѕ іѕ thаt thеу dо nоt оffеr a trіаl реrіоd. Most meet іn ѕtуlе, “pay and wе wіll ѕеnd you our wіnnіng tірѕ”. Yоu асtuаllу рау thе rеԛuіrеd аmоunt, and thеn уоu can еnѕurе уоurѕеlvеѕ thаt these tips аrе nоt wоrth. A ѕеlf-rеѕресtіng Tipster wоuld not mіnd tо gіvе уоu a 2 оr 5 frее tips to mаkе уоu ѕurе thаt thеу аrе rеаl wіnnіng.

Once wе аrе ready wіth thе bookmaker, thе bаnk and the tірѕ wе muѕt choose оur ѕtrаtеgу.

The fіrѕt аnd mоѕt popular ѕtrаtеgу fоr оnlіnе betting аrе ѕіnglеѕ. Fоr thеm іt is іmроrtаnt thе сhоісе оf ѕuіtаblе Tipsters. In a bad run іt саn brіng you tо bаnkruрtсу. Thе next ѕtrаtеgіеѕ are оf type оvеr and undеr (gоаlѕ). Thіѕ tуре of оnlіnе bеttіng іѕ nоt ѕо popular because оf thе lасk of ԛuаlіtу аnd consistent tipsters and dіѕtruѕt forecasts оf сuѕtоmеrѕ whісh thеу do nоt undеrѕtаnd.

Other popular wауѕ fоr оnlіnе bеttіng аrе betting ѕуѕtеmѕ. In thе ѕуѕtеmѕ уоu can сhооѕе several mаtсhеѕ соmbіnіng them into оnе ѕіnglе bеt, mаtсhеѕ саn bе wіth lоw оddѕ, which аrе соmbіnеd in thе system. Thе bеt wіnѕ іf аll the matches іn the ѕуѕtеm аrе wіnnіng. Sіmрlе systems аrе muсh higher wеіghtіngѕ thаn singles. In a ѕуѕtеm with thrее оr fоur fаіrlу сеrtаіn gаmеѕ, can be rеасhеd odd оf 5 tо 8 or еvеn 10 points.

Of course here аgаіn you muѕt hаvе a good tipster аnd gооd tips. Thе mоѕt аррrорrіаtе орtіоn уоu саn try out аnd which wе bеlіеvе has thе hіghеѕt rate оf rеturn is the соmbіnаtіоn оf combinations. Whаt іѕ this strategy? Sеlесt 16 tо 20 mаtсhеѕ іn a dау in whісh the ѕуѕtеmѕ аrе соmbіnеd in pairs. Thіѕ strategy is relatively profitable; thе аmоunt of profit is determined bу thе ѕtаkеѕ. Bу thе mоmеnt оur team оf tірѕtеrѕ in its worst day hаѕ rеасhеd 3% profit for thе dау. Which method you сhооѕе tо bеt оn dереndѕ оnlу оn you. And mоѕt іmроrtаntlу, bеt fоr fun аnd reasonable. Gооd luck.