Can You Reduce Your College Fees By Staying Off Campus?

The high cost of a college education is a major talking point throughout this country. People across the political spectrum have varying views on how to ensure more people get to study without incurring unending financial struggles. For students who need to make decisions now, however, future political movements mean little.

Regardless of how one is paying for college, it is helpful to find ways to reduce the cost. One popular means of minimizing college fees is by staying off campus. But does this really help in the long run?

Let’s look at how staying off campus can reduce your costs to help determine if it is worth it.

College Fees

Staying off campus can significantly reduce your college fees. This is because residence halls are an expensive component. There are reasons for this, even if it seems like you’re only getting a small room for your money. Campus life provides far more value than the space in which you sleep.

Included in your costs are things like meals, laundry, entertainment, utilities, and more. These are all things you have to pay for when you’re renting off campus.

There are also unexpected expenses when living off campus like renters insurance. Renters insurance is not required by law in Oregon, but if you rent a place, you might want to get a policy. It is extremely important as it covers your possessions and personal liability.

All in all, the fees you pay cover quite a bit more than just a room with a bed. This is why they’re so expensive. Taking this into consideration, do you actually save money by renting off campus?

Facilitation vs. Doing It Yourself

The math is not simple. Comparing the amount you will spend on rent, groceries, etc. is difficult since it varies from person to person. There are too many variable factors to make a one-size-fits-all assessment. This is especially true considering that inflation is currently making everything more expensive.

However, it is likely that living off campus will be cheaper for you. The fees you pay to the college do not just cover the expenses. They also cover facilitation. Your admin is taken care of, shopping and cooking of meals is done for you, and events are planned by staff.

All of this costs money, which is part of what you pay for. You can do these things yourself, saving money in the process, but you will spend a lot of time getting them done. This throws another spanner in the works, as your time is also worth money.

How Much is Your Time Worth?

When you work for a company or contractor, you rarely get paid for output. Rather, you get paid for your time. This is why time is money. When you start to think of your time as having literal financial value, you realize that doing things yourself to save money can be counterproductive.

For example, if you are considering getting a part-time job while studying, you will have fewer hours available to work if you’re taking care of your own needs. You may be saving money in one sense, but you are also losing the opportunity to make money.

If you want cold, hard numbers, you can consider minimum wage as the basic value of an hour of your time. How many hours will you spend shopping, cooking, and cleaning, among other things? Multiply that by minimum wage and see if you are still saving money by doing it yourself.

This is not a straightforward consideration. If you can’t afford to pay for the convenience, the value of your time is irrelevant. If you don’t plan on working part time, the argument is somewhat academic.

Are You Saving Money?

There’s no simple answer to whether you save money by staying off campus. It depends on a range of factors, including how much your rent and other expenses come to. It also depends on how you plan on using the time made available to you by the amenities provided by the college.

In the end, your decision may come down to what you can practically afford. In that case, you will likely spend less by living off campus.


How is the Science of Islamic Inheritance lead to modern algebra technology?


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The Law of Inheritance for Muslims has been an interest of study for many orientalists and authors. Even though it is not as complex as today’s technological advancement and rocket science, most people are unaware of Islamic inheritance law.

Many modern calculators have been developed over the course of time by computer professionals and lawyers. Khwarizmi’s algebraic invention was rooted in Islamic inheritance and helping the world, but later, it helped simplify Islamic inheritance into small calculation algorithms using modern programming techniques. 

Before appreciation is given to Khwarizmi’s achievement in Algebra, a brief explanation of Islamic inheritance law is necessary. Islamic inheritance calculations require mathematical and analytical skills to understand the text’s literal meaning, and some points you can note below.

Shares and Sharers: There are two types of shares in Islamic law; Fixed and Residuary. Fixed shares are summed up to get the total, and the remaining portion goes to Residuary. There are specific definitions and requirements under Islamic law regarding who can inherit as a fixed sharer or Residuary.

Blocking rules: There are specific blocking rules that apply for example, if Sons survive, Grandsons, how low soever, will be blocked from taking inheritance. In another example, if Father survives, the Grandfather will be blocked from taking the inheritance. Some blocking rules may differ among Sunni Islamic jurisprudence (i.e., Hanafi, Shafii, Maliki, and Hanbali).

Calculations: Four scenarios are used for calculations based on the value of total shares. No further calculations are required if the total share is 1 (or 100%). If the total share is less than 1 (or 100%) and the residuary survives, the residuary will receive residue. If the total share is less than 1 (or 100%), but the residuary does not survive, all shares are proportionally increased. If the total share is more than 1 (or 100%), all shares are proportionally decreased.

Special conditions: In some special situations, those fall outside of normal calculations and are treated differently, but they rarely happen in the real world.

Estate distribution: The final estate distribution is done based on the inheritance shares calculation completed, but certain deductions are to be made before final distribution to heirs. The deductions include expenses, debts, bequests, and so on. 

After a brief review of Islamic inheritance calculation, you may realize how Al-Khwarizmi deduced modern algebraic inventions. Islamic inheritance calculations require a three-dimensional understanding, including mathematical and analytical skills. You can learn Islamic inheritance and other worldwide laws on Wassiyyah’s free resources website called Islamic Inheritance law.

Islamic Inheritance is the foundation principle of Islamic estate planning tools such as Wills and Trusts. If you want to learn more or create your estate plan, visit Wassiyyah, the Islamic estate planning service provider. Wassiyyah provides exclusive free and premium blogs and articles regarding estate planning.


Full Stack Java Developer v/s Mean Stack Developer

Today, many professionals hold the right skills and expertise to deal with the two most critical sections of website development: frontend and backend development. These professionals are known as full-stack developers. With the right kind of experience, they can earn nearly USD 72,761

Such developers gain knowledge and skills in several programming tools and languages. They leverage these tools to build websites for clients at a much faster pace. One such effective tool is the Mean stack. 

In several instances, individuals who recently arrived in this industry niche use terminologies like ‘Mean stack developer’ or ‘full stack mean developer.’ However, it’s unfortunate to reveal that there’s no such job role in the professional world. 

Mean stack developer and full stack developer are distinct job roles with unique responsibilities and objectives. Here, a company doesn’t function as a mean stack developer but on two unique aspects of development. 

In this article, you’ll learn the difference between them. So, let’s start. 

Full Stack Developer Mean Stack Developer
The title “full stack developer” refers to an IT specialist who operates on the creation of both client-side and server-side software and who needs expertise in a number of technologies.A mean stack developer is an IT specialist who uses a group of JavaScript frameworks to create online apps. MEAN stands for MongoDB, Expressjs, AngularJs, and NodeJS.
A full-stack developer is knowledgeable in computer languages, website development structures, and tools needed to create a completely operational site.A full-stack system can be created using the mean stack architecture, which comprises four full-stack solutions. Full-stack development requires it as a key component.
Developers can utilize any front-end technology from various front-end design techniques.The deployment of the Angularjs front-end architecture is frequently enabled for a mean stack developer.
A full stack developer can expand their skills and experience by learning various programming or coding languages.A mean stack developer with limited stack understanding can only advance in a single language, like JavaScript, and have no need to learn additional languages.
In addition to being in high competition, a full stack developer earns more money than a mean stack developer, and their pay rises as they gain more expertise and the ability to deal with many languages.A mean stack developer is not as in demand as a full stack developer because the work is less profitable, and the pay is lower for entry-level and experienced senior developers compared to full-stack developers.
A full-stack development approach utilizing the above techniques is often called full-stack.A full-stack development environment is commonly referred to as a mean stack.

Full-Stack Developer: Requirements, roles, & salaries 

The need for extremely competent programmers who can work easily with both backend and frontend programming is growing. Full-stack developers are already in charge of shepherding a project to fruition, starting with the conceptual phase. That implies it’s crucial to concentrate on the small things and to be organized.


  • Computer science diploma or related degree in data science
  • Competence with JavaScript, CSS, and HTML, which are all basic front-end languages.
  • Knowledge of server-side programming languages, including .Net, PHP, Java, Ruby, and Python.
  • Excellent speaking and listening abilities.
  • Robust project administration and organizing abilities.
  • Strong working knowledge of Javascript like Amber, React, and AngularJS.
  • Knowledge of database systems like MongoDB, Oracle, and MySQL.
  • Decent problem-solving abilities. 
  • A focus on the details.

Role & Responsibilities: 

  • Creating user interfaces for websites.
  • Making databases and hosts to make things work.
  • Guaranteeing that apps are accessible.
  • The completion of a project from beginning to end.
  • Addressing business and technological requirements.
  • Creating the front-end infrastructure of a site.
  • Creating backend apps for websites.
  • Cross-platform smartphone optimization is made possible.
  • Collaborating with design professionals to develop functionality for websites.
  • Creating and enhancing APIs.
  • Keeping up with advancements in computer languages and web apps


In the US, a full-stack developer gets an average pay of $82,600. The Seniors earn $116,000, the Intermediate earns $95,000, and the Entry-level earn $58,000. 

Mean Stack Developer: Requirements, Roles, & Salaries 

A job advertisement for a mean stack developer will resemble one for a full stack developer in most respects. You must create backend and frontend systems, create new components and functionalities, carry out test automation, work with web service groups on Third-Party integrations, and adhere to a certain development approach like Agile.


  • Proficiency with Express js, Node js, MongoDB, AngularJS, and Complete Mean
  • Have an understanding of AWS and server managerial experience.
  • Sophisticated computational and problem-solving abilities
  • Highest compensation in the sector
  • Individual contribution capacity
  • Competence with OOPS, jQuery, MySQL, and PHP
  • The capacity to oversee and direct a group of developers
  • Instant joiners are welcomed

Role & Responsibilities: 

  • Design, create, test, and release reliable, quick, flexible, and reactive products.
  • As necessary, build, hone, and include framework software and tools.
  • Easily troubleshoot hosting-related problems by deploying applications on the AWS environment.
  • Managing Node js, MongoDB, Angular js, and Express js with expertise
  • Both hierarchical and non-relational networks should be designed and maintained to be huge and complicated.
  • The deployment should include identifying commercial and non-production program concerns.


In the United States, a typical mean stack developer makes $71,628 a year. $50,000 is the entry-level pay, $70,000 is the intermediate pay, and $100,000 is the advanced pay.

Ending Note

To conclude, while dealing with customer- and server-side programming languages, the distinction between a mean stack developer and a full-stack developer, is not significant, making them strong in their knowledge of the various languages. 

When working with a full stack, developers can work with various languages since they are proficient in many. However, when working with a mean stack, developers tend to stick with a single language or infrastructure, which prevents them from being as versatile. 

So, enroll in one of the full-stack development courses and succeed in this field.