URSA Week #11

This week, I created a 1-hour budgeting teaching lesson plan for my middle school class, aiming to make money management feel real and relevant. The lesson kicked off with a quick 5-minute icebreaker where students wrote or drew what budgeting meant to them, followed by a 5-minute small group share to spark conversation. We spent about 5 minutes going over a simple budgeting definition, then jumped into a 7-minute needs vs. wants discussion with a short class activity. The highlight was a 12-minute game where students used a $50 pretend budget to create the most fashionable character from a list of clothing items. Afterward, they reflected for about 5 minutes on why they made those choices, and we ended with a 7-minute mini-lesson on SMART financial goals. I also included a short take-home interview assignment to connect classroom learning with real family experiences, acknowledging how culture can shape money decisions. I shared the plan with a friend for feedback, and they appreciated how it balanced structure, creativity, and real-world application—all packed into a fun and focused 45–60 minute class. This breakdown is important if this lesson were to be taught by someone else that is not included in this project.

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