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Business

The Key to a Thriving Business

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As the internet continues to become more and more widespread, we find ourselves growing increasingly dependent on it for even the simplest of tasks. Today, all it takes is a few short steps to get food ordered, payments made, messages delivered, and so much more. This is possible thanks to the massive technological breakthroughs that have taken place in the past couple of decades and have completely revolutionized the tech industry.

In the business world, the internet is a massive game-changer that has redefined the way businesses operate. For some, it presents a treasure trove of marketing opportunities. For others, it helps coordinate workflows and allows more seamless interaction with customers. According to modern standards, maintaining a decent online presence is essential for running a successful business. The demand for web page builders has reached an all-time high which is unsurprising considering that every company wants to leverage the wide range of benefits that comes with owning a website.

A Website Acts as Free Marketing

Before the era of personal computing, advertising was mostly limited to newspapers and billboards. These advertising methods were not very effective since they made it impossible to target a specific group of people. Today, it is a completely different story. Thanks to the internet and the intricate algorithms put into action, it is now easy to know who’s interested in your products so you can target them with ads. In fact, targeted advertising has rapidly become one of the modern world’s most widespread marketing strategies given its great effectiveness and affordability.

On the internet, a web page acts as a great representation of your business and plays an indispensable role in attracting new customers. This is because owning a simple web page is enough to make your business seem more legitimate and trustable for customers. For this reason, it is of great importance to pay attention to your website’s aesthetics and make sure it employs proper search engine optimization to make it more popular and widely viewed. 

A New Way to Interact with Customers

Because the internet never sleeps, a website acts as a 24/7 information desk for your business. By listing basic information like opening hours, phone numbers, and photos of your products, customers will be able to get a general idea about your business by simply looking it up. Including a FAQs page is also a great idea, as it eliminates the need to manually assist customers with their most frequent questions, which saves both time and money.

As e-commerce continues to grow at an unprecedented rate and as online shopping becomes the new normal over traditional shopping, most businesses are now enabling their users to place orders directly from their websites. This not only makes buying things easier for users, but it also helps in automating orders and processing them more efficiently. By automating tasks, your business will require a fewer number of employees, effectively cutting costs and eliminating human error.

Accepting online payments has never been easier. Countless options exist that enable customers to make instant and secure payments on the go. Most websites nowadays accept payments through internet-enabled credit or debit cards, but some choose to take a step further and enable more options like PayPal, Apple Pay, Venmo, and even cryptocurrency.

Access to Advanced Insights

It is easy to gather information about who visits your website. Through the use of embedded trackers and web cookies, you’ll be able to learn more about who is interested in your business so that you can continue to refine and improve it. Analytics as simple as users’ general geographic location, age, and interests are essential to building a brand that takes customer satisfaction seriously.

How to Get Started?

Coding a website manually is not easy. Hiring a web development team to build a website on your behalf usually gets the job done, but it gives little room for customization and creativity. After all, nobody knows your business better than you.

Thankfully, a new and widely adopted method for building websites is using “no-code” web page designers. These allow businesses to build professional-looking websites using a drag-and-drop interface without having to spend months learning web development. Invest some of your time upfront, researching the best website builder to suits your needs, and you’ll good to go. In no time, you’ll have a website live and will be able to see the benefits accruing, that will leave you wondering why you didn’t do your business this favor long ago.

Conclusion

In an internet-first world, having a strong online presence is crucial for the success of any brand. Fortunately, new services and platforms make it easier than ever to run an online business. As the world of commerce continues shifting to an increasingly online-centric state, we can expect to see more companies and brands operating fully online without any physical headquarters. 

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Business

What to Know About Becoming an Insurance Agent

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Working as an insurance agent can be an effective way to earn a living wage while helping people. In essence, you’re helping customers protect what is most important to them. However, there are many steps that you must take before you can start working in this field. Let’s take a closer look at the process of becoming a licensed agent and how long it will likely take to complete.

What Are the Requirements to Become an Insurance Agent?

In most states, you’ll need to be at least 18 years of age to start the process of obtaining your insurance agent license. You’ll also need to consent to a background check as well as have your fingerprints entered into a national database. If you pass the license exam, you will then need to apply for your license before seeking employment in your chosen line of authority.

Should You Obtain a College Degree?

In most states, you don’t need a college degree to obtain a property and casualty license. However, it can be a good idea to pursue a degree in finance or business if you want to become an actuary or to enter other fields that typically require you to have a formal college education.

You’ll Need to Meet Classroom Requirements Before Taking Your Licensing Exam

Although you won’t need a college degree to become an insurance agent, you will likely need to complete a prelicensing course. This course can take up to 90 hours to complete depending on the state where you’d like to obtain your license and the line of authority that you wish to receive. For your convenience, it may be possible to complete such a course online.

After you complete your pre-license class, you will receive a certificate of completion. You will need to bring this certificate to your test site. In addition, you’ll need to present valid identification to sit for your chosen exam. If you fail to bring either of these documents to the test site, you’ll need to reschedule your appointment. However, you will not receive a refund for any test fees paid prior to your missed appointment.

What Should You Know About the License Exam?

The license exam primarily tests your knowledge about state rules and regulations. For instance, you’ll generally need to be familiar with concepts such as risk, indemnity or renewals. You will also need to be familiar with contractual terms such as declarations, conditions and appraisals. Finally, the test will also assess your knowledge regarding your role as an agent and the responsibilities that you have to your clients.

What Is Considered a Passing Score?

Each state has different rules it uses when determining if you have passed a specific license exam. However, 60% is often considered to be a passing score regardless of where you take the test. In some cases, your test will be graded on a scale, which means that you might be able to pass even if you don’t get 60% of the questions right. It’s not uncommon to fail an insurance agent test on your first try, and anxiety on test day is one of the most common reasons cited as to why this occurs.

How Should You Get Ready for Your Exam?

It may be in your best interest to take an exam prep course prior to actually taking the test. A prep course can help you anticipate any tricks that the exam provider may use to confuse or frustrate you into giving the wrong answer. You may also learn valuable skills that can help to calm your nerves or otherwise help you stay in control while taking the test.

Where Can You Work After Obtaining Your License?

After receiving your insurance agent license, you can work at most brokerages and independent insurance agencies in the state where you passed the exam. If you find work in another state, your license can typically be transferred to that state with relative ease. In many states, obtaining the proper credentials means that you can start your own private insurance company. Taking this step may allow you to gain greater control over your career and make significantly more money than you might working for someone else.

You May Be Subject to Ongoing Training Requirements

State and federal laws change on a regular basis, and as an insurance agent, it is your responsibility to keep up with these changes. The best way to do this is to take continuing education courses after you obtain your license. In some cases, your employer may be willing to pay for the costs associated with your continuing education.

Obtaining an insurance agent license may provide you with an opportunity to embark on a lucrative and unpredictable career path. Ideally, you’ll take test prep courses, hire a private tutor or take any other steps needed to pass the exam on your first try.

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Business

Basics of Effective Branding

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Effective branding can make all the difference in the world for a new business. In fact, it can be one of the key differentiators between a successful and an unsuccessful company. Your brand is what sets your company apart from others, and it’s what people will identify you with. It’s about a lot more than a logo or a company name — it’s about the words you use, the images you choose, and how it all ties together. The goal of branding is to create a truly unique identity for your business that reflects its values, its personality, and, above all else, its customers. 

Your brand is the face of your business. It’s often the first thing that potential customers encounter when they are trying to decide whether or not to use your services or buy your products. A strong brand presence is therefore essential to competitiveness in a world of expanding consumer options. 

But creating a successful brand for a business requires more than quick thinking. It is an art form, and it requires you to be thoughtful and deliberate about your company’s image. If you’re having trouble establishing a brand for your product or service, here are some tips to help you out.

Find your identity

Creating a brand for your business is one of the most important decisions you’ll make. Branding plays a huge part in getting potential customers to trust your product or service and ultimately buy it. The best brands have clear messages and a strong sense of identity. They offer a distinct value proposition that is communicated through powerful branding. But, with so many businesses out there, it can be difficult to make your brand stand out. The key is to find a unique concept for your business that will draw in potential customers. 

The world is a noisy place. Purchasing behavior is more impulsive than ever. In order to stay ahead of your competitors, you have to make sure that your brand message cuts through the clutter and lands in a meaningful way. That means establishing a company identity that’s acknowledged by all stakeholders, including your employees and customers.

Branding is an important but tricky aspect of marketing, so it’s essential to get it right if you want to succeed. The stronger your brand identity is, the easier it will be for people to recognize your business and your value proposition. Remember, your business is more than just an item sold for money. It’s a story that will be relived over and over again every time a customer or client uses your product. 

Make Your Identity Shine

Now that you’ve figured out what your business stands for, the first step is to select a name that captures the essence of what you do and provokes interest among potential customers. When choosing a business name, write down every idea you can think of, use a business name generator, and then pick the one that is the shortest, easiest to pronounce, and most memorable.

The next step is to choose a slogan or a catchphrase that will serve as the beacon for developing brand recognition. Your slogan is your company’s first impression, and it needs to be an accurate one. To capture the attention of prospective customers online, you need a slogan that encapsulates the spirit of your brand image in a way that’s eye-catching and memorable. It’s time to enhance design aspects to make your brand pop.

Once you have chosen your brand’s name and tagline, take the time to think about its overall look and feel. From logos to app icons, your company’s design is how people identify you. The right design can draw people in while the wrong one can turn them away. Your brand is the direct reflection of your business and its attitude – the face behind it and the voices speaking for it. That’s why it is so important to determine a design aesthetic that both reflects and supports your brand.

When you’re just getting started, it can seem like a lot of fun to experiment with different fonts, colors, and graphics. What you may not realize is that this can be incredibly confusing for your customers. Choosing a logo that represents the company’s core values and personality is a good place to start when building a company’s visual identity. From there, it’s all about picking colors and fonts that complement the logo, while also facilitating a consistent easy-to-read experience across all platforms.

In a world where businesses have less and less time to make an impression, effective branding is imperative. Brands are like people – some have charming personalities that others find unforgettable, some must learn how to dress before going out in public, and some are just plain shabby. You might have great services, but without competent branding, your product might not get the recognition you deserve. Effective branding can spell the difference between an organization’s success and failure. 

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Business

How to suggest potential resources or new lines of inquiry

Discover your inner Sherlock Holmes and conduct a search, talk to an expert you just met, visit with a librarian, etc. Spend as little as ten minutes or all day, if you want, following your clue.

If you learn something interesting that relates to Nutriset, Plumpy’nut, humanitarian feeding programs or patents, summarize what you have found in a comment to this post.

Other readers are then free to comment on the quality of your information, follow up your clue or add clues of their own. Authors of the best comments will want to become writers in their own right, adding posts of their own.

(For now, the process of becoming a writer–as opposed to a commenter–is pretty informal: just e-mail Christine at cgormanhealth[AT]gmail[DOT]com. Be sure to use your real name, give real contact information and say why you want to publish your own posts on the blog and what you think you can contribute. As the community grows, the process will undoubtedly evolve.)

All posts that suggest new resources or avenues of inquiry should be tagged with the “suggested leads” category.

As noted above, the best part of collaborative reporting–you put as much or as little effort into the project as you want. The experiment is to see if the sum of all these individual intellectual efforts will amount to something valuable–something that will help more malnourished kids get fed or that provides greater insight into the way the humanitarian business gets done.