{"id":1,"date":"2026-03-09T23:21:26","date_gmt":"2026-03-09T23:21:26","guid":{"rendered":"https:\/\/blogs.oregonstate.edu\/karishippengis\/?p=1"},"modified":"2026-05-03T22:00:09","modified_gmt":"2026-05-03T22:00:09","slug":"homeownershipprogramanalysis","status":"publish","type":"post","link":"https:\/\/blogs.oregonstate.edu\/karishippengis\/2026\/03\/09\/homeownershipprogramanalysis\/","title":{"rendered":"Investigating Home Equity in Affordable Homeownership Programs"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">A GIS-Based Real Estate Index Approach<\/h3>\n\n\n\n<p>This GIS based analysis investigates how long-term homeownership affordability tools built into affordable homeownership program structures impact participating homeowners\u2019 opportunity to build wealth. Using county-level tax lot data and GIS analysis, this study aimed to answer questions about the impacts of affordable homeownership programs, such as shared equity programs, on the potential equity homeowners in those programs realize. Using Real Estate Index methodology combined with Tax Lot data to generate an index of single-family attached homes in Medford, Oregon, the home equity gains that homeowners in affordable housing programs realize were quantified and compared to the traditional real estate market. This research provides data-driven insights for program decision-makers to balance the dual goals of maintaining long-term housing affordability while supporting homeowner wealth accumulation. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"663\" src=\"https:\/\/osu-wams-blogs-uploads.s3.amazonaws.com\/blogs.dir\/9420\/files\/2026\/03\/Final-Layout-Horizontal-Legend-on-Left-1024x663.jpg\" alt=\"\" class=\"wp-image-12\" srcset=\"https:\/\/osu-wams-blogs-uploads.s3.amazonaws.com\/blogs.dir\/9420\/files\/2026\/03\/Final-Layout-Horizontal-Legend-on-Left-1024x663.jpg 1024w, https:\/\/osu-wams-blogs-uploads.s3.amazonaws.com\/blogs.dir\/9420\/files\/2026\/03\/Final-Layout-Horizontal-Legend-on-Left-300x194.jpg 300w, https:\/\/osu-wams-blogs-uploads.s3.amazonaws.com\/blogs.dir\/9420\/files\/2026\/03\/Final-Layout-Horizontal-Legend-on-Left-768x497.jpg 768w, https:\/\/osu-wams-blogs-uploads.s3.amazonaws.com\/blogs.dir\/9420\/files\/2026\/03\/Final-Layout-Horizontal-Legend-on-Left-1536x994.jpg 1536w, https:\/\/osu-wams-blogs-uploads.s3.amazonaws.com\/blogs.dir\/9420\/files\/2026\/03\/Final-Layout-Horizontal-Legend-on-Left-2048x1325.jpg 2048w, https:\/\/osu-wams-blogs-uploads.s3.amazonaws.com\/blogs.dir\/9420\/files\/2026\/03\/Final-Layout-Horizontal-Legend-on-Left-1200x776.jpg 1200w, https:\/\/osu-wams-blogs-uploads.s3.amazonaws.com\/blogs.dir\/9420\/files\/2026\/03\/Final-Layout-Horizontal-Legend-on-Left-1980x1281.jpg 1980w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Results of the analysis can be viewed in the experience builder linked below: <a href=\"https:\/\/experience.arcgis.com\/experience\/4d31f24d7b54433c9e66325d7c21f671\">https:\/\/experience.arcgis.com\/experience\/4d31f24d7b54433c9e66325d7c21f671<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A GIS-Based Real Estate Index Approach This GIS based analysis investigates how long-term homeownership affordability tools built into affordable homeownership program structures impact participating homeowners\u2019 opportunity to build wealth. Using county-level tax lot data and GIS analysis, this study aimed to answer questions about the impacts of affordable homeownership programs, such as shared equity programs, [&hellip;]<\/p>\n","protected":false},"author":15104,"featured_media":9,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-portfolio"],"_links":{"self":[{"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/posts\/1","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/users\/15104"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/comments?post=1"}],"version-history":[{"count":2,"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/posts\/1\/revisions"}],"predecessor-version":[{"id":13,"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/posts\/1\/revisions\/13"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/media\/9"}],"wp:attachment":[{"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/media?parent=1"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/categories?post=1"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.oregonstate.edu\/karishippengis\/wp-json\/wp\/v2\/tags?post=1"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}